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Terms and Conditions

Terms and Conditions

Lekka Terms of Use Version effective from 4 September 2026 Paynetics AD Cardholder Terms and Conditions for European residents Version effective from 4 September 2026

Privacy Policy

Privacy Policy - Fair-eZone Version effective from 4 September 2026 Privacy Policy - Paynetics Valid as of 23 April 2025

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Older versions Archives of the General Conditions
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Sharing more than money

Lekka is a Fair-eZone service. The Lekka VISA® card is issued under a VISA® licence.

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© 2012–2026 Fair-eZone & Lekka. All rights reserved. VISA® is a registered trademark of Visa International Service Association.

For programmes operating in the United Kingdom, VISA® cards are issued by Paynetics UK (via Fair-eZone SAS, under the Lekka brand, a technical provider of Paynetics UK). Paynetics UK is a wholly owned subsidiary of Paynetics AD, whose registered office is at Salisbury House Office 409, 29 Finsbury Circus, London, United Kingdom, EC2M 5SQ. Paynetics UK is an electronic money institution authorised and regulated by the Financial Conduct Authority (reference number 942777) for the issuance of electronic money and the provision of payment services in the United Kingdom.

For programmes operating in the European Union, VISA® cards are issued by Paynetics AD (via Fair-eZone SAS, under the Lekka brand, a technical provider of Paynetics AD), whose registered office is at 76A James Bourchier Blvd, 1407 Sofia, Bulgaria, company registration number 131574695, under a licence granted by VISA® and the Bulgarian National Bank.